The Authorize.Net Payment Gateway can help you accept credit card and electronic check payments quickly and affordably. More than 185,000 merchants trust Authorize.Net to manage their transactions, help prevent fraud, and grow their business.

Automated Recurring Billing

Automated Recurring Billing (ARB) is a convenient and easy-to-use tool for submitting and managing recurring, or subscription-based, transactions. You can take advantage of ARB’s flexible features to enhance customer service and build customer loyalty, while reducing authorization declines and overall administrative costs.

ARB provides multiple methods for creating subscriptions. Simply create a subscription in the Merchant Interface that includes the customer’s payment information, a billing amount, and payment schedule. Or allow your online customers to choose installment payments from your custom payment form when you integrate your Web site directly to our ARB application programming interface (API). ARB does the rest, generating subsequent transactions based on the schedule provided.

• Improve Billing Efficiency - Once a subscription begins, no additional labor is required through the life of the subscription. ARB also includes the ability to customize trial periods and pricing.
• Improve Security - Eliminates the need to store sensitive data on computer systems, reducing the risk of compromised customer information.
• Enhance Loyalty - ARB allows you to provide customers with a flexible, no-hassle billing plan using either a credit card or our exclusive electronic check service, eCheck.Net® .
• Reduce Costs - ARB eliminates many of the costs associated with manual billing, with no additional per-transaction fee. In addition, ARB helps you effectively manage your subscriptions with e-mail notifications of upcoming credit card and/or subscription expirations.

Fraud Prevention Center

Online fraud costs merchants billions of dollars each year, making fraud detection and prevention crucial to minimizing risk and maintaining a successful business. Authorize.Net provides several tools to help merchants protect their business from fraud, including several standard payment gateway features and value-adding products.

The following white papers provide detailed information about implementing a fraud prevention program using the Authorize.Net Payment Gateway.

Security Best Practices White Paper This document details several payment gateway tools and recommended security practices for merchants to detect, prevent, and manage online transaction fraud. Learn more (PDF)...

Authorize.Net Password Policy White Paper Protect your payment gateway account from unauthorized access by implementing a strong password policy. This document discusses several key steps for strengthening the security of your account. Learn more (PDF)...

Fraud Detection Suite (FDS) White Paper FDS is an Authorize.Net value-adding product that arms Web merchants with advanced transaction filters and tools, providing them with a customizable solution to combat the most common types of online fraud. Learn more (PDF)...